Editor's Note: (This is the second post in a series detailing low cost business ideas and financing solutions from Entrepreneur.com)

Remember that for some business ideas, particularly special services to be performed, special skills or training may be necessary.

When sitting down to decide on your business start-up idea, be sure to take note of any special skills or certifications you possess.

Such skills, perhaps gained while working for someone else, are often viable assets as much as real estate or investment capital to be considered when deciding what you can bring to a new business start-up.

Gaining a special and costly certification you do not currently possess may be just as much of an obstacle to beginning in business as high overhead for an office or lack of initial financing.

So, try to take stock of skills you already possess when choosing a business start-up that's right for you.

Under the heading a personal services, consider:

• Child-Care Service
• Concierge Service
• Eldercare Business
• Financial Advisor
• Gift Basket Business
• Home Inspection
• Life Coach
• Massage Therapy
• Organizing Service
• Personal Concierge
• Personal Trainer
• Tutoring Service
• Yoga Instruction

CONTINUED IN THE FOLLOWING POST